/* Homeowners Savings Center — shared styles */
:root{
  --green-dark:#163829;
  --green:#1f4b35;
  --green-ink:#1d4a33;
  --amber:#eeab22;
  --amber-edge:#c98b10;
  --ink:#1b2230;
  --muted:#4f5862;
  --line:#d9dcd8;
  --sand:#f1e9de;
  --navy:#1b2230;
  --white:#ffffff;
  --display:"Archivo","Helvetica Neue",Arial,sans-serif;
  --body:"Source Sans 3","Source Sans Pro",-apple-system,"Segoe UI",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);font-size:18px;line-height:1.6;color:var(--ink);background:var(--white)}
h1,h2,h3{font-family:var(--display);color:inherit;margin:0}
a{color:var(--green-ink)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* ---------- header ---------- */
.site-header{background:var(--green-dark);color:#fff}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-family:var(--display);font-weight:700;font-size:17px;letter-spacing:-.01em}
.brand svg{width:22px;height:22px;flex:none}
.header-right{display:flex;align-items:center;gap:22px}
.header-right a{color:#fff;text-decoration:none;font-weight:700;font-size:16px}
.header-right a.navlink{font-weight:600;color:#d5e3da}
.header-right a.navlink:hover,.header-right a.navlink[aria-current="page"]{color:#fff;text-decoration:underline}
.header-right a{white-space:nowrap}
@media (max-width:700px){.header-right .navlink.hide-sm{display:none}.brand span{font-size:15px}}
@media (max-width:480px){.has-callbar .header-right a[href^="tel:"]{display:none}}

/* ---------- hero ---------- */
.hero{background:var(--green);color:#fff;padding:56px 0 60px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:40px}}
.hero h1{font-size:clamp(40px,7vw,70px);line-height:.98;font-weight:800;letter-spacing:-.035em;margin-bottom:22px}
.hero p.lead{font-size:clamp(18px,2.2vw,20px);line-height:1.6;color:#fff;margin:0 0 30px;max-width:560px}
.hero .hours{font-size:16px;color:#e3ece6;margin-top:18px}
.hero .btn-row{display:flex;flex-wrap:wrap;gap:14px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:16px;background:var(--amber);color:var(--ink);text-decoration:none;border-radius:6px;padding:14px 26px;border-bottom:4px solid var(--amber-edge);font-family:var(--display);font-weight:700;line-height:1.15}
.btn:hover{filter:brightness(1.04)}
.btn:active{transform:translateY(1px);border-bottom-width:3px}
.btn svg{width:24px;height:24px;flex:none}
.btn .num{display:block;font-size:22px;letter-spacing:-.01em}
.btn .sub{display:block;font-family:var(--body);font-weight:600;font-size:14px;margin-top:3px}
.btn.lg{font-size:21px;padding:16px 28px}
.btn.block{display:flex;width:100%;justify-content:center}

/* ---------- receipt card ---------- */
.receipt{position:relative;background:#fff;color:var(--ink);padding:34px 28px 26px;transform:rotate(1.2deg);box-shadow:0 18px 40px rgba(0,0,0,.25);border-radius:0 0 4px 4px;max-width:440px;justify-self:end;width:100%}
@media (max-width:900px){.receipt{justify-self:center;transform:rotate(.8deg)}}
.receipt::before{content:"";position:absolute;left:0;right:0;top:-9px;height:10px;background:radial-gradient(circle at 9px 0,transparent 7px,#fff 7.5px) -2px 0/18px 10px repeat-x}
.receipt h3{font-family:var(--body);font-weight:700;font-size:19px;letter-spacing:0}
.receipt .r-sub{font-size:15px;color:var(--muted);margin:2px 0 18px}
.receipt ul{list-style:none;margin:0;padding:0;border-top:1px dashed #c9ccc8}
.receipt li{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px dashed #c9ccc8;font-size:16px}
.receipt li:last-child{border-bottom:2px solid var(--ink)}
.receipt li b{font-weight:600;white-space:nowrap}
.receipt .r-note{font-size:14px;color:var(--muted);margin-top:14px}

/* ---------- sections ---------- */
section.block{padding:72px 0}
section.sand{background:var(--sand)}
h2.title{font-size:clamp(30px,4.6vw,40px);font-weight:800;letter-spacing:-.03em;line-height:1.1;margin-bottom:14px}
p.sub{color:var(--muted);margin:0 0 32px;max-width:660px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:28px 28px;border-top:1px solid var(--line);padding-top:26px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;border-top:1px solid var(--line);padding-top:26px}
@media (max-width:900px){.grid4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.grid4,.grid3{grid-template-columns:1fr}}
.item h3{font-size:20px;font-weight:700;letter-spacing:-.01em;margin-bottom:6px}
.item p{margin:0;color:var(--muted);font-size:17px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:22px}
@media (max-width:760px){.steps{grid-template-columns:1fr;gap:24px}}
.step .n{width:36px;height:36px;border-radius:50%;background:var(--green-ink);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:16px;margin-bottom:12px}
.step h3{font-size:20px;font-weight:700;letter-spacing:-.01em;margin-bottom:4px}
.step p{margin:0;color:var(--muted);font-size:17px}

/* choose (home page) */
.choose{display:grid;grid-template-columns:1fr 1fr;gap:28px}
@media (max-width:760px){.choose{grid-template-columns:1fr}}
.option{border-top:4px solid var(--green-ink);padding-top:22px}
.option h3{font-size:26px;font-weight:800;letter-spacing:-.02em;margin-bottom:8px}
.option p{color:var(--muted);margin:0 0 14px}
.option ul{margin:0 0 22px;padding-left:20px}
.option li{margin-bottom:4px}
.option .more{display:inline-block;margin-top:14px;font-weight:700;text-decoration:none}

/* closing CTA */
.cta{text-align:center;padding:64px 0}
.cta h2{font-size:clamp(30px,4.6vw,40px);font-weight:800;letter-spacing:-.03em;margin-bottom:10px}
.cta p{color:var(--muted);margin:0 0 26px}

/* sticky mobile call bar */
.callbar{display:none}
@media (max-width:760px){
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:50;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);border-top:1px solid var(--line)}
  body.has-callbar{padding-bottom:92px}
}

/* ---------- footer ---------- */
.site-footer{background:var(--navy);color:#c4ccd6;font-size:15px;line-height:1.6;padding:44px 0 36px}
.site-footer .inner{max-width:800px}
.site-footer p{margin:0 0 16px}
.site-footer details{border-top:1px solid #343c4a;padding:14px 0}
.site-footer details:last-of-type{border-bottom:1px solid #343c4a}
.site-footer summary{cursor:pointer;color:#fff;font-weight:700;list-style:none}
.site-footer summary::-webkit-details-marker{display:none}
.site-footer summary::before{content:"\25B6";font-size:11px;margin-right:8px;display:inline-block;transition:transform .15s}
.site-footer details[open] summary::before{transform:rotate(90deg)}
.site-footer details p{margin:12px 0 0}
.site-footer .links{margin-top:18px}
.site-footer .links a{color:#fff;margin-right:18px}
.site-footer .copy{margin-top:18px;font-size:14px;color:#98a2b0}